{"id":3732,"date":"2023-04-06T19:15:17","date_gmt":"2023-04-06T17:15:17","guid":{"rendered":"https:\/\/hitachi.musterpage.ch\/dev\/infocenter\/fragen-und-antworten\/"},"modified":"2025-07-09T09:48:01","modified_gmt":"2025-07-09T07:48:01","slug":"fragen-und-antworten","status":"publish","type":"page","link":"https:\/\/www.hitachigroupvorsorge.ch\/en\/service\/infocenter\/fragen-und-antworten\/","title":{"rendered":"Q &amp; A"},"content":{"rendered":"\n\n<section id=\"res-txt-block_d1fb28b81b72854c872a9174241b8448\" class=\"res-block res-txt layout03 py-3 Transparent\" style=\"background: transparent;\">\n  <div class=\"inner-container container-small \" data-aos=\"res-fadeIn\">\n \n\t\t  \n\t<div class=\"layout-3 title-only-section \">\n\t\t<div class=\"row\">\t\n\t\t\t\n\t\t\t\n\t\t  \n\t\t\t\n\t\t\t\n\t\t\t<div class=\"col-md-12 var-1spalten text-left \">\n\t\t\t\t\n\t\t\t\t<div class=\"txt-title-field \">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t  <span class=\"text-topline\"><p>Q &amp; A<\/p>\n<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t   <h1>Frequently asked questions about pension benefits<\/h1>\n\t\t\t\t\t\n\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n                \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n  \n\t \n\t  \n \n \n\t<\/div>\n<\/section>\n\n\n\n\n    <section id=\"res-collapse-block_e850ff9825ca394a234848d333761d37\"\n             class=\"res-collapse pb-5 Transparent\"\n             style=\"background: transparent;\">\n        <div class=\"inner-container container-small\" data-aos=\"res-fadeIn\">\n\t\t\t\n            <div id=\"res_collapse_V5HljhqQxd\" class=\"collapse-all\">\n\t\t\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-1\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-1\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-1\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >How much money can I use to buy my own home or a holiday home? What are the conditions?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-1\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-1\"\n                     data-parent=\"#res_collapse_V5HljhqQxd\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Assets can only be withdrawn for owner-occupied residential property. A holiday home cannot be financed with pension fund assets. Members under the age of 50 are entitled to their entire pension assets. For over 50s, the amount is limited to half of the current pension assets or the total pension assets accrued at the age of 50. The minimum amount for an early withdrawal is CHF 20,000 (exception: acquisition of unit certificates in housing cooperatives). Early withdrawals can only be made every five years. The lock-up periods for voluntary buy-ins must be taken into account in the case of an early withdrawal.<\/p>\n<p><strong>Which documents are required?<\/strong><\/p>\n<ul>\n<li>Application form<\/li>\n<li>Married members must provide the officially certified signature of their spouse<\/li>\n<li>Unmarried members must provide official confirmation of their marital status (no older than six months)<\/li>\n<li>Copy of the signed and notarised purchase contract or the repayment guarantee from the bank or a notary public in the event that the purchase contract is not concluded<\/li>\n<li>Written confirmation of the mortgage account \/ account of the seller<\/li>\n<li>Additional documents, depending on the case<\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-2\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-2\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-2\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >I have a shortfall in my pension insurance. How much can I pay in? What\u2019s important to know?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-2\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-2\"\n                     data-parent=\"#res_collapse_V5HljhqQxd\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>According to the legal provisions, buy-ins into the Pension Fund can be made at any time in order to increase the retirement benefits. The Pension Fund determines the buy-in limit according to recognised principles (see buy-in table in the <a href=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/HIT_PK_Vorsorgereglement_E.pdf\" target=\"_blank\" rel=\"noopener\">rules<\/a>). The effective buy-in potential is calculated as the maximum savings capital according to the buy-in table minus the accrued savings capital (see reverse side of the insurance certificate), provided the member has not moved to Switzerland from abroad in the last five years.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-3\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-3\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-3\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >On retirement, can I draw the entire capital instead of a pension?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-3\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-3\"\n                     data-parent=\"#res_collapse_V5HljhqQxd\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Yes, you can withdraw the entire capital instead of a pension when you retire in the Pension Fund. Withdrawal of the entire savings capital as a lump sum will settle all claims against the pension funds. The Supplementary Insurance Plan pays out 100% of the capital instead of retirement pensions in all cases.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-4\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-4\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-4\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >What happens when I move abroad?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-4\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-4\"\n                     data-parent=\"#res_collapse_V5HljhqQxd\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Where members give up employment in Switzerland and move abroad, the savings capital may be paid out in cash under certain conditions. In the case of emigration to the EU\/EFTA area, restrictions apply to the payment of the mandatory portion.<\/p>\n<p>If departing members do not wish to withdraw their savings capital in cash, they can have their pension fund assets transferred to a vested benefits account at a bank or set up a vested benefits policy with an insurance company.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-5\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-5\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-5\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >Will my partner receive a pension from the PF when I die?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_e850ff9825ca394a234848d333761d37-5\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_e850ff9825ca394a234848d333761d37-5\"\n                     data-parent=\"#res_collapse_V5HljhqQxd\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>If unmarried members have lived verifiably with an unmarried, unrelated domestic partner in the same household for an uninterrupted period of at least five years prior to the member\u2019s death or if they were responsible for the maintenance of one or more joint children, the partner is entitled to the same benefits as a spouse.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>What do I have to do?<\/strong><\/p>\n<p>The application must be submitted no later than three months after the death of the member, otherwise the claim is forfeited. Additional documents may have to be submitted to the Pension Fund, depending on the case.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t        <\/div>\n\t\t        <\/div>\n    <\/section>\n\n\n\n \n\t<section id=\"res-boxes-block_593c25ab0b86e1b8d03f941add15b9ae\" class=\"res-block res-boxes py-3 Transparent\" style=\"background: transparent;\">\n\t\t<div class=\"inner-container container-off \" data-aos=\"res-fadeIn\">\n\n\t\t\t<style>\n\t\t\t\t                \n                \n\t\t\t\t@media only screen and (min-width: 970px) {\n\t\t\t\t#res-boxes-block_593c25ab0b86e1b8d03f941add15b9ae .box-inner {margin-right: 40px;}\n\t\t\t\t\t\t\t\t}\n\t\t\t<\/style>\n\n\t\t\t\n\t\t\t\n\t\t\t<div id=\"res-boxes-block_593c25ab0b86e1b8d03f941add15b9ae\" class=\"row row-cols-1 row-cols-md-4 no-gutters boxes-frame equal-boxheight \" >\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/service\/infocenter\/wissenswertes\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>Good to know<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> Find out more <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/service\/information-for-pensioners\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>Information for pensioners<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> Find out more <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/service\/infocenter\/persoenliche-ereignisse\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>Personal circumstances<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> Find out more <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/service\/infocenter\/fachwoerterverzeichnis\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>Glossary<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> Find out more <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/section>\n\n\n\n\t<section id=\"res-slider-content-block_eacd39474645e8b8011e643c49f7afba\" class=\"res-block res-slider-content alignfull py-5 Grau\" style=\"background-color: #f4f4f4;\">\n\t\t\t\t\t<svg class=\"slider-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"907\" height=\"704\" viewBox=\"0 0 907 704\">\n  <defs>\n    <clipPath id=\"clip-path\">\n      <rect id=\"Rechteck_271\" data-name=\"Rechteck 271\" width=\"907\" height=\"704\" transform=\"translate(1163.955 5535.159)\" fill=\"#fff\" stroke=\"#707070\" stroke-width=\"1\"\/>\n    <\/clipPath>\n  <\/defs>\n  <g id=\"Gruppe_maskieren_388\" data-name=\"Gruppe maskieren 388\" transform=\"translate(2070.955 6239.159) rotate(180)\" clip-path=\"url(#clip-path)\" style=\"isolation: isolate\">\n    <g id=\"Ellipse_17\" data-name=\"Ellipse 17\" transform=\"translate(1358.955 5789.159)\" fill=\"none\" stroke=\"#fff\" stroke-width=\"50\">\n      <circle cx=\"441\" cy=\"441\" r=\"441\" stroke=\"none\"\/>\n      <circle cx=\"441\" cy=\"441\" r=\"416\" fill=\"none\"\/>\n    <\/g>\n  <\/g>\n<\/svg>\n\t\t<div class=\"inner-container container \" data-aos=\"res-fadeIn\">\n\t\t\t\t\t\t\t<div><h5 class=\"slider-thema\">SERVICES<\/h5><\/div>\n\t\t\t\t\t\t<div class=\"slider-outside-frame\n\t\t\t\tno-center-mode-desktop\t\t\t\tno-center-mode-mobile\">\n\n\t\t\t\t<style>\n                    #res-slider-content-block_eacd39474645e8b8011e643c49f7afba .box-item {margin-right: 10px;}\n\t\t\t\t\t\n                    @media only screen and (min-width: 970px) {\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\n                    }\n\t\t\t\t<\/style>\n\n\t\t\t\t\t\t\t\t\t\t\n\n\n\t\t\t\t\t\t<div id=\"res_slider_content_zsuj145v2g\"\n\t\t\t\t\t\t\t class=\"slider d-md-block d-block equal-boxheight\" >\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-1 boxlayout01  news   \n\t\t\t\t\t\t\t\t\t\t\t\" data-aos=\"res-rightIncoming\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner shadow scale-sliderbox h-100\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/ueber-uns\/aktuelles\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-post-category top-line-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>News<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/03\/infocenter-icon.svg\" class=\"img-fluid w-100 \" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postContent box-content h-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4>We keep you up to date<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-1 boxlayout01  downloads   \n\t\t\t\t\t\t\t\t\t\t\t\" data-aos=\"res-rightIncoming\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner shadow scale-sliderbox h-100\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/service\/downloads\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-post-category top-line-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Downloads<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/03\/pdf-download-icon.svg\" class=\"img-fluid w-100 \" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postContent box-content h-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4>All important documents at a click<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-1 boxlayout01  advice   \n\t\t\t\t\t\t\t\t\t\t\t\" data-aos=\"res-rightIncoming\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner shadow scale-sliderbox h-100\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/en\/services\/smart-advice\/\" target=\"_parent\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-post-category top-line-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Advice<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/03\/kontakt-icon.svg\" class=\"img-fluid w-100 \" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postContent box-content h-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4>Smart advice<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\n\n\t\t<\/div>\n\n\t\t\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":3711,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3732","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/pages\/3732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/comments?post=3732"}],"version-history":[{"count":19,"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/pages\/3732\/revisions"}],"predecessor-version":[{"id":7145,"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/pages\/3732\/revisions\/7145"}],"up":[{"embeddable":true,"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/pages\/3711"}],"wp:attachment":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/en\/wp-json\/wp\/v2\/media?parent=3732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}