{"id":3733,"date":"2023-04-06T19:15:17","date_gmt":"2023-04-06T17:15:17","guid":{"rendered":"https:\/\/hitachi.musterpage.ch\/dev\/infocenter\/fragen-und-antworten\/"},"modified":"2025-07-09T09:57:40","modified_gmt":"2025-07-09T07:57:40","slug":"fragen-und-antworten","status":"publish","type":"page","link":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/service\/infocenter\/fragen-und-antworten\/","title":{"rendered":"Questions &amp; r\u00e9ponses"},"content":{"rendered":"\n\n<section id=\"res-txt-block_779114cdf4a4b0348d1c935721977169\" class=\"res-block res-txt layout03 py-3 Transparent\" style=\"background: transparent;\">\n  <div class=\"inner-container container-small \" data-aos=\"res-fadeIn\">\n \n\t\t  \n\t<div class=\"layout-3 title-only-section \">\n\t\t<div class=\"row\">\t\n\t\t\t\n\t\t\t\n\t\t  \n\t\t\t\n\t\t\t\n\t\t\t<div class=\"col-md-12 var-1spalten text-left \">\n\t\t\t\t\n\t\t\t\t<div class=\"txt-title-field \">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t  <span class=\"text-topline\"><p>Questions et r\u00e9ponses<\/p>\n<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t   <h1>Questions fr\u00e9quentes sur la pr\u00e9voyance<\/h1>\n\t\t\t\t\t\n\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t \n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n                \t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n  \n\t \n\t  \n \n \n\t<\/div>\n<\/section>\n\n\n\n\n    <section id=\"res-collapse-block_30d18096b51221e4f4bd60446ec53fa0\"\n             class=\"res-collapse pb-5 Transparent\"\n             style=\"background: transparent;\">\n        <div class=\"inner-container container-small\" data-aos=\"res-fadeIn\">\n\t\t\t\n            <div id=\"res_collapse_t4fmJbNYgF\" class=\"collapse-all\">\n\t\t\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-1\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-1\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-1\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >Au lieu d\u2019une rente, est-ce que je peux percevoir le capital disponible \u00e0 l\u2019\u00e2ge de la retraite?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-1\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-1\"\n                     data-parent=\"#res_collapse_t4fmJbNYgF\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Oui, il est possible de percevoir le capital disponible au lieu d\u2019une rente \u00e0 l\u2019\u00e2ge de la retraite. Avec le versement de la totalit\u00e9 du capital \u00e9pargne sous forme de capital, toutes les pr\u00e9tentions envers la fondation sont \u00e9teintes. Pour l\u2019assurance compl\u00e9mentaire, aucune rente de vieillesse n\u2019est vers\u00e9e mais bien 100% du capital.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-2\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-2\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-2\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >De combien d\u2019argent puis-je disposer pour une habitation en propri\u00e9t\u00e9 ou un appartement de vacances? Quelles sont les conditions?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-2\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-2\"\n                     data-parent=\"#res_collapse_t4fmJbNYgF\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Un versement pour un logement que l\u2019on habite soi-m\u00eame est possible. Le financement d\u2019un appartement de vacances au moyen des capitaux de la Caisse de pension n\u2019est pas autoris\u00e9. Le montant disponible correspond \u00e0 l\u2019int\u00e9gralit\u00e9 de l\u2019avoir de vieillesse pour les personnes \u00e2g\u00e9es de moins de 50 ans. Pour les personnes de plus de 50 ans, il est limit\u00e9 \u00e0 la moiti\u00e9 du capital vieillesse actuel ou au capital vieillesse acquis \u00e0 l\u2019\u00e2ge de 50 ans. La somme minimale pour un versement anticip\u00e9 est de 20\u00a0000 CHF (exception: achat de titres de participation \u00e0 une coop\u00e9rative d\u2019habitation). Un versement anticip\u00e9 ne peut \u00eatre effectu\u00e9 que tous les cinq ans. Pour un versement anticip\u00e9, il faut \u00e9galement prendre en consid\u00e9ration les d\u00e9lais de blocage pour les rachats facultatifs. <span class=\"EOP SCXW101123200 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><strong>Quels sont les documents n\u00e9cessaires?<\/strong><\/p>\n<ul>\n<li>Formulaire de demande<\/li>\n<li>Pour les personnes assur\u00e9es mari\u00e9es, avec signature certifi\u00e9e de la conjointe\/du conjoint<\/li>\n<li>Pour les personnes assur\u00e9es non mari\u00e9es, avec certification officielle de l\u2019\u00e9tat civil (datant de moins de six mois)<\/li>\n<li>Copie du contrat de vente sign\u00e9 et certifi\u00e9 par un notaire ou garantie de remboursement de la banque ou d\u2019un\u00b7e notaire en cas de non-r\u00e9alisation du contrat de vente<\/li>\n<li>Confirmation \u00e9crite sur le compte\/compte hypoth\u00e9caire du vendeur<\/li>\n<li>Selon la situation, d\u2019autres documents compl\u00e9mentaires<\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-3\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-3\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-3\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >J\u2019ai une lacune de pr\u00e9voyance. Combien puis-je verser? \u00c0 quoi dois-je veiller?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-3\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-3\"\n                     data-parent=\"#res_collapse_t4fmJbNYgF\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Les assur\u00e9s peuvent effectuer en tout temps, et dans le cadre des prescriptions l\u00e9gales, des rachats aupr\u00e8s de la fondation afin d\u2019augmenter les prestations de vieillesse. La fondation fixe la limite de rachat selon des principes reconnus (cf. tableau de rachat dans le <a href=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/HIT_PK_Vorsorgereglement_F.pdf\" target=\"_blank\" rel=\"noopener\">r\u00e8glement de pr\u00e9voyance<\/a>). Le potentiel de rachat effectif se calcule sur la base du capital \u00e9pargne maximal selon le tableau apr\u00e8s d\u00e9duction de l\u2019avoir effectivement disponible (cf. verso du certificat d\u2019assurance), pour autant qu\u2019aucune arriv\u00e9e de l\u2019\u00e9tranger n\u2019ait eu lieu au cours des cinq derni\u00e8res ann\u00e9es.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-4\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-4\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-4\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >Ma\/Mon partenaire recevra-t-elle\/il une rente de la CP \u00e0 mon d\u00e9c\u00e8s?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-4\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-4\"\n                     data-parent=\"#res_collapse_t4fmJbNYgF\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Si une personne assur\u00e9e non mari\u00e9e a v\u00e9cu en m\u00e9nage commun au moins cinq ans sans interruption jusqu\u2019\u00e0 son d\u00e9c\u00e8s avec un partenaire non mari\u00e9 et sans liens de parent\u00e9 ou qu\u2019elle a subvenu aux besoins d\u2019un ou de plusieurs enfants communs, la\/le partenaire a le droit aux m\u00eames prestations qu\u2019un\u00b7e conjoint\u00b7e.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Que faut-il faire pour cela?<\/strong><\/p>\n<p>La requ\u00eate doit \u00eatre adress\u00e9e au plus tard trois mois apr\u00e8s le d\u00e9c\u00e8s de la personne assur\u00e9e; si tel n\u2019est pas le cas, tout droit sera perdu. Il est possible que des documents compl\u00e9mentaires doivent \u00eatre fournis \u00e0 la Caisse de pension.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\n                <div class=\"card\">\n                    <a data-anchor=\"#\" class=\"collapsed\" data-toggle=\"collapse\"\n                       data-target=\"#collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-5\" aria-expanded=\"true\"\n                       aria-controls=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-5\">\n                        <div class=\"card-header d-flex justify-content-between \"\n                             id=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-5\"> \t\t\t\t\t\t\t<h4 class=\"title-collapse\"                                >Que se passe-t-il en cas de d\u00e9part \u00e0 l\u2019\u00e9tranger?<\/h4>                        <div class=\"collapse-icon\" id=\"arrow-collapse\">\n                            <i class=\"fa-light fa-chevron-down rotate-icon\"><\/i>\n                        <\/div>\n                <\/div>\n                <\/a>\n                <div id=\"collapse-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-5\" class=\"collapse\"\n                     aria-labelledby=\"heading-res-collapse-block_30d18096b51221e4f4bd60446ec53fa0-5\"\n                     data-parent=\"#res_collapse_t4fmJbNYgF\">\n                    <div class=\"card-body\">\n\t\t\t\t\t\t<p>Si une personne assur\u00e9e quitte son activit\u00e9 lucrative en Suisse pour d\u00e9m\u00e9nager \u00e0 l\u2019\u00e9tranger, un paiement en esp\u00e8ces du capital \u00e9pargne est possible sous certaines conditions. Il existe des restrictions au paiement de la partie du r\u00e9gime obligatoire lors d\u2019un d\u00e9part dans l\u2019espace UE\/AELE.<\/p>\n<p>Si la personne qui d\u00e9m\u00e9nage ne souhaite pas toucher son capital \u00e9pargne en esp\u00e8ces, elle peut faire virer ses capitaux aupr\u00e8s de la Caisse de pension sur un compte de libre passage aupr\u00e8s d\u2019une banque ou souscrire une police de libre passage aupr\u00e8s d\u2019une compagnie d\u2019assurance.<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n\t\t        <\/div>\n\t\t        <\/div>\n    <\/section>\n\n\n\n \n\t<section id=\"res-boxes-block_a4ef4d0cbc0c015d615daeca844b96d1\" class=\"res-block res-boxes py-3 Transparent\" style=\"background: transparent;\">\n\t\t<div class=\"inner-container container-off \" data-aos=\"res-fadeIn\">\n\n\t\t\t<style>\n\t\t\t\t                \n                \n\t\t\t\t@media only screen and (min-width: 970px) {\n\t\t\t\t#res-boxes-block_a4ef4d0cbc0c015d615daeca844b96d1 .box-inner {margin-right: 40px;}\n\t\t\t\t\t\t\t\t}\n\t\t\t<\/style>\n\n\t\t\t\n\t\t\t\n\t\t\t<div id=\"res-boxes-block_a4ef4d0cbc0c015d615daeca844b96d1\" class=\"row row-cols-1 row-cols-md-4 no-gutters boxes-frame equal-boxheight \" >\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/service\/infocenter\/wissenswertes\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Wissenswertes-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>Informations int\u00e9ressantes<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> En savoir davantage <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/service\/informations-destinees-aux-beneficiaires-de-rente\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2025\/03\/Hitachi-Group-Vorsorge_Teaser_Pensionierte-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>Informations destin\u00e9es aux b\u00e9n\u00e9ficiaires de rente<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> En savoir davantage <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/service\/infocenter\/persoenliche-ereignisse\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Vorsorge_Teaser_Persoenliche-Ereignisse-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>\u00c9v\u00e9nements personnels<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> En savoir davantage <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t\t<div class=\"box-item mb-3 mb-md-3 boxlayout02     box-url-link\">\n\n\t\t\t\t<div class=\"box-inner flatbox  h-100\">\n\n\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/service\/infocenter\/fachwoerterverzeichnis\/\" target=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox position-relative text-left scale-boximg \">\n\n\t\t\t\t\t\t\t<div class=\"postImg box-overlayer-img mb-1 overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis.jpg\" class=\"img-fluid w-100\" alt=\"\" srcset=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis.jpg 800w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis-600x600.jpg 600w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis-480x480.jpg 480w, https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/04\/Hitachi-Group-Teaser_Fachwoerterverzeichnis-768x768.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"box-overlayer d-flex flex-column\">\n\t\t\t\t\t\t\t\t<div class=\"box-overlayer-top h-100 box-padding03\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h4>D\u00e9finitions<\/h4>\n\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"btn  btn-text-link\"> En savoir davantage <i class=\"fa-light fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/section>\n\n\n\n\t<section id=\"res-slider-content-block_2ecde3c67181e72fd2366d020799a0ed\" class=\"res-block res-slider-content alignfull py-5 Grau\" style=\"background-color: #f4f4f4;\">\n\t\t\t\t\t<svg class=\"slider-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"907\" height=\"704\" viewBox=\"0 0 907 704\">\n  <defs>\n    <clipPath id=\"clip-path\">\n      <rect id=\"Rechteck_271\" data-name=\"Rechteck 271\" width=\"907\" height=\"704\" transform=\"translate(1163.955 5535.159)\" fill=\"#fff\" stroke=\"#707070\" stroke-width=\"1\"\/>\n    <\/clipPath>\n  <\/defs>\n  <g id=\"Gruppe_maskieren_388\" data-name=\"Gruppe maskieren 388\" transform=\"translate(2070.955 6239.159) rotate(180)\" clip-path=\"url(#clip-path)\" style=\"isolation: isolate\">\n    <g id=\"Ellipse_17\" data-name=\"Ellipse 17\" transform=\"translate(1358.955 5789.159)\" fill=\"none\" stroke=\"#fff\" stroke-width=\"50\">\n      <circle cx=\"441\" cy=\"441\" r=\"441\" stroke=\"none\"\/>\n      <circle cx=\"441\" cy=\"441\" r=\"416\" fill=\"none\"\/>\n    <\/g>\n  <\/g>\n<\/svg>\n\t\t<div class=\"inner-container container \" data-aos=\"res-fadeIn\">\n\t\t\t\t\t\t\t<div><h5 class=\"slider-thema\">SERVICES<\/h5><\/div>\n\t\t\t\t\t\t<div class=\"slider-outside-frame\n\t\t\t\tno-center-mode-desktop\t\t\t\tno-center-mode-mobile\">\n\n\t\t\t\t<style>\n                    #res-slider-content-block_2ecde3c67181e72fd2366d020799a0ed .box-item {margin-right: 10px;}\n\t\t\t\t\t\n                    @media only screen and (min-width: 970px) {\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\n                    }\n\t\t\t\t<\/style>\n\n\t\t\t\t\t\t\t\t\t\t\n\n\n\t\t\t\t\t\t<div id=\"res_slider_content_wS9hYoQKf2\"\n\t\t\t\t\t\t\t class=\"slider d-md-block d-block equal-boxheight\" >\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-1 boxlayout01  actualites   \n\t\t\t\t\t\t\t\t\t\t\t\" data-aos=\"res-rightIncoming\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner shadow scale-sliderbox h-100\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/ueber-uns\/aktuelles\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-post-category top-line-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Actualit\u00e9s<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/03\/infocenter-icon.svg\" class=\"img-fluid w-100 \" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postContent box-content h-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4>Nous vous tenons au courant<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-1 boxlayout01  telechargements   \n\t\t\t\t\t\t\t\t\t\t\t\" data-aos=\"res-rightIncoming\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner shadow scale-sliderbox h-100\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/service\/downloads\/\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-post-category top-line-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>T\u00e9l\u00e9chargements<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/03\/pdf-download-icon.svg\" class=\"img-fluid w-100 \" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postContent box-content h-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4>Tous les documents importants en un clic<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-item my-1 boxlayout01  conseil   \n\t\t\t\t\t\t\t\t\t\t\t\" data-aos=\"res-rightIncoming\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-inner shadow scale-sliderbox h-100\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.hitachigroupvorsorge.ch\/fr\/services\/un-conseil-competent-et-humain\/\" target=\"_parent\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postBox text-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"box-post-category top-line-center\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span>Conseil<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postImg overflow-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/www.hitachigroupvorsorge.ch\/wp-content\/uploads\/2023\/03\/kontakt-icon.svg\" class=\"img-fluid w-100 \" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"postContent box-content h-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h4>Un conseil comp\u00e9tent et humain<\/h4>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\n\n\t\t<\/div>\n\n\t\t\t<\/section>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":3712,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3733","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/pages\/3733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/comments?post=3733"}],"version-history":[{"count":14,"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/pages\/3733\/revisions"}],"predecessor-version":[{"id":7166,"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/pages\/3733\/revisions\/7166"}],"up":[{"embeddable":true,"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/pages\/3712"}],"wp:attachment":[{"href":"https:\/\/www.hitachigroupvorsorge.ch\/fr\/wp-json\/wp\/v2\/media?parent=3733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}